What are Carer’s Credits?

If you are not working, you will not be paying National Insurance contributions. National Insurance count towards your basic State Retirement Pension. Carer’s Credits count towards your National Insurance record, helping you to qualify for State Retirement Pension.

You will qualify for Carer’s Credit if:

• You spend more than 20 hours a week caring,
• You don’t get Carer’s Allowance, and
• The person you care for receives: 
  • Disability Living Allowance (middle or high rate care),
  • Personal Independence Payment (standard or enhanced daily living component),
  • Attendance Allowance, or
  • Constant Attendance Allowance.  

If the person you care for does not get any of these benefits, you can still get Carer’s Credits if a health or social care professional confirms you provide enough care.

To apply for Carer’s Credits, contact the Carer’s Allowance Unit on 0845 608 4321