Specialist insurance providers for people with pre-existing mental health conditions

Finding insurance with a pre-existing mental health condition can be challenging. However, several insurance providers offer specialist insurance cover for people with pre-existing mental health conditions.

We have listed alphabetically several financial advisers, brokers and insurers who all claim they can provide insurance cover for people with pre-existing mental health conditions.

Active Minds

Active Minds are specialist insurance providers for people living with a mental illness. They provide several types of insurance, including travel, life and home insurance for people with mental health conditions. They are part of Aston Park Limited.

Telephone: 01274 518 393
Website: https://www.activemindinsuranceservices.co.uk/

AllClear Travel

AllClear Travel provides medical travel insurance for people with pre-existing medical conditions, including mental health conditions.

Telephone: 0800 848 8608
Website: https://www.allcleartravel.co.uk/

Avanti travel insurance

Avanti provides travel insurance for people with pre-existing medical conditions, including mental health conditions.

Telephone: 0808 281 7088
Email: enquiries@avanti.co.uk
Website: https://www.avantitravelinsurance.co.uk/

Cura

Cura specialises in finding insurance for people who are deemed high-risk with pre-existing medical conditions, including mental health illnesses. They offer a variety of insurance services, including life insurance, critical illness and income protection.

Cura, The Insurance Surgery and Moneysworth have a special arrangement with Royal London, for life insurance cases with more challenging mental health disclosures.

Telephone: 0800 567 7450
Email: info@curainsurance.co.uk
Website: https://www.curainsurance.co.uk/  

Freedom Insurance Services

Freedom Insurance can provide travel and life insurance to people with pre-existing conditions, including mental health conditions.

Telephone: 01223 446 914
Email: information@freedominsure.co.uk
Website: https://www.freedominsure.co.uk/

Free Spirit travel insurance

Free Spirit provides travel insurance for people with medical conditions, including mental health. They also have no age limits to their policies.

Telephone: 02392 419 080
Email: contact@freespirittravelinsurance
Website: https://www.freespirittravelinsurance.com/

JustTravelcover.com

JustTravelcover.com provides a way to compare travel insurance cover for pre-existing medical conditions such as mental health or for people who are over 65.

Telephone: 0800 294 2969
Email: admin@justtravelcover.com
Website: https://www.justtravelcover.com/

MIA Travel Insurance

MIA offers travel insurance for people with pre-existing medical conditions and has no exclusions for psychiatric conditions such as anxiety, depression or bipolar disorder.

Telephone: 0800 999 3333
Email: info@miaonline.co.uk
Website: https://www.miatravelinsurance.co.uk/

Moneysworth

Moneysworth is a specialist insurance broker for people with pre-existing medical conditions, including mental health. They source insurance cover from the entire life insurance market.

Moneysworth, Cura and The Insurance Surgery have a special arrangement with Royal London, for life insurance cases with more challenging mental health disclosures.

Telephone: 01625 462 744
Email: https://www.moneysworth.co.uk/contact/
Website: https://www.moneysworth.co.uk/

The Insurance Surgery

Insurance Surgery helps people with pre-existing medical conditions find competitive life insurance and travel insurance.

The Insurance Surgery, Cura and Moneysworth have a special arrangement with Royal London, for life insurance cases with more challenging mental health disclosures.

Telephone: 0800 083 2829
Email: enquiry@theinsurancesurgery.co.uk
Website: www.the-insurance-surgery.co.uk