I can’t afford my debts, what can I do?
Dealing with debt can be stressful and if you don’t feel well enough to manage this, you can give permission to your carer to deal with your debts for you. To do this, write a letter to your lender or other creditor to confirm that you give your authority for someone else to deal with your affairs.
Dealing with debt can be stressful and if you don’t feel well enough to manage this, you can give permission to your carer to deal with your debts for you.
You can get free advice on debts from:
Mental Health and Money Advice
Here at the Mental Health and Money Advice service, our advisors, employed by Change Mental Health, provide an extensive range of support in relation to debt. As well as advising on debt management we can also negotiate with creditors, discuss options for repaying debts, challenge liability and advise on debt solutions.
Telephone: 0300 323 1545
National Debtline
This organisation provides free, independent and confidential advice about debt. You can contact them over the telephone, by email or letter:
Telephone: 0808 808 4000 (Monday to Friday 9am to 8pm and Saturday 9.30am to 1pm)
StepChange
StepChange provides free, confidential advice and support to anyone worried about debt. You can contact them over the telephone or online.
Telephone: 0800 138 1111 (Monday to Friday 8am – 8pm and Saturday 8am – 4pm)
