Understanding your options

If you’re experiencing poor mental health and it’s making you unwell, there are several options available for asking someone else to manage your money and bills. There are a number of different ways that a carer, friend or relative may be able to help you in relation to managing your money.

What are my options if I want someone else to manage my money for me?

If your mental health means sometimes you are unwell, you might need someone else to help with your financial affairs. This may be because you are in hospital, cannot cope with your bills or paperwork, or are unable to control your spending. Sometimes you may need help because you ‘lack capacity’ to make decisions about money without help. There are rules regarding what kind of help you can receive and under what circumstances.

This advice and guidance is based on the information proved in the 'Money Matters' guide by the Mental Welfare Commission.