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    Savings Calculator

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    Pathways to Work: What the Government’s social security reforms could mean for you

    How to save money at Christmas 2024 and New Year’s 2025

    What is the impact of savings on mental health?

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Welfare Benefits
PIP Mental Health Guide
Universal Credit Mental Health Guide
Can I claim Welfare Benefits if I’m living with a mental illness?
Am I eligible for Employment & Support Allowance (ESA)?
What benefits are available for mental health carers?
Will I need a Work Capability Assessment to claim benefits?
How do I ask for a Mandatory Reconsideration?
How can I appeal a decision about my benefits?
Managing Money
How are mental health and money worries linked?
How do I manage my money if I have mental health problems?
Cost-of-living crisis and your mental health
Insurance and mental health guide
What are my options for dealing with debt?
Can someone else manage my money for me?
Can I cancel something I’ve done when I’m unwell?
How do I make a will or trust fund?
How are gambling and mental health conditions linked?
Scams, fraud, and your mental health
Mental Health Care
How do I pay for residential care?
How do I pay for social care?
Where can I get support for my mental health?
How do I pay for prescriptions?
How do I pay for private treatment and therapy?
How do I manage my money if I have to go into hospital?
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Dw i eisiau darllen yn Cymraeg

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Real life stories

Often it's easier to understand how to solve a problem by learning about how other people overcame a similar challenge. Our real life stories provide real insights and advice from people who have experienced mental health and money problems just like you.

Tell us your story
Tell us your story

How the death of my son affected my mental health and money

My son died, I got hit with depression so I couldn’t work or pay the bills but I have got on top of things...I didn’t really cope with it, I was struggling. I didn’t sleep, I was so anxious.

How becoming my wife’s carer impacted me financially and mentally

Paul had been married to his wife, Julie, for five years when she received a diagnosis of bipolar disorder. He explains how becoming his wife’s carer has impacted their lives.

How a lasting power of attorney helped me manage my sister’s money

My sister has schizophrenia and spent every penny she had. Now that I’ve got lasting power of attorney I look after her money and things have calmed down now.

How a cut in benefits caused my mental health to deteriorate

My mental health suffered when I lost my income support, I felt isolated and worried how I would be able to give my son the life he deserves. Find out how the Mental Health and Money Advice helped me.

How MHMA helped improve my finances and mental health

My wife died, I lost my job and then the DWP said I owed them £ £2,241.40 from an overpayment of ESA. Find out how the Mental Health and Money Advice helped me.

I was in £30k of debt before being diagnosed with a personality disorder

I ran up £30,000 in debt before I was diagnosed with a personality disorder. I used a commercial debt company that were useless but I’ve turned the corner now.

How Covid-19 has impacted my mental health and money

TJ Frost, 48, lives with bipolar disorder, anxiety, depression, CPTSD and OCD, and she also has a diagnosis of borderline personality disorder. Here, she explains how difficult it's been to manage her mental health and money problems through the Covid-19 pandemic.

I could not have applied for PIP without the support of the Mental Health & Money Advice service

I was really anxious about applying for PIP - but with the careful support and advice of the Mental Health & Money Advice Service I significantly increased my monthly income by almost £400.

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