Last updated:
25/06/2020

I can’t afford my debts, what can I do?

  1. What happens to my money, home and pets?
  2. Telling others that you are in hospital
  3. What happens to my pay?
  4. What happens to my benefits?
  5. How will my Universal Credit be affected?
  6. I can’t afford my debts
  7. How can I pay my bills?
  8. What if I cannot look after my money?

Dealing with debt can be stressful and if you don’t feel well enough to manage this, you can give permission to your carer to deal with your debts for you. To do this, write a letter to your lender or other creditor to confirm that you give your authority for someone else to deal with your affairs.

You can get free advice on debts from:

National Debtline

This organisation provides free, independent and confidential advice about debt. You can contact them over the telephone, by e-mail or letter.

Address - National Debtline Tricorn House, 51-53 Hagley Road, Edgbaston, Birmingham B16 8TP

Telephone - 0808 808 4000 — Freephone

(Monday - Friday 9am to 8pm and Saturday 9.30am to 1pm)

StepChange

StepChange provides free, confidential advice and support to anyone worried about debt. You can contact them over the telephone or online.

Telephone - 0800 138 1111

(Monday – Friday (8 a.m. – 8 p.m.) and Saturday (9 a.m. – 2 p.m.))

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Within this subject

  1. What happens to my money, home and pets?
  2. Telling others that you are in hospital
  3. What happens to my pay?
  4. What happens to my benefits?
  5. How will my Universal Credit be affected?
  6. I can’t afford my debts
  7. How can I pay my bills?
  8. What if I cannot look after my money?
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Last updated: 25/06/2020

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